Tanzania 
Loading a Mixx by Yas wallet with cash costs nothing. Yas publishes the figure in its own customer tariff table: deposits run from TSh 1,000 to TSh 5,000,000 and the fee column says FREE. Everything a Tanzanian punter pays on the mobile-money rail is paid on the way out, and the published numbers are big enough to change how you take winnings off a sportsbook.
Taking money out is where the tariff bites
Yas publishes two separate price lists. One covers cashing out at a Wakala agent or an ATM, and splits the charge into a Mixx fee and a government levy. The other covers moving the balance from the wallet straight into a bank account. They behave very differently as the amount grows.
| Amount (TSh) | Agent cash-out: Mixx fee | Agent cash-out: government levy | Agent cash-out: total | Wallet to bank |
|---|---|---|---|---|
| 10,000 – 14,999 | 1,450 | 102 | 1,552 | 1,000 |
| 50,000 – 99,999 | 2,700 | 573 | 3,273 | 2,500 |
| 100,000 – 199,999 | 3,650 | 707 | 4,357 | 3,500 |
| 500,000 – 599,999 | 7,500 | 1,245 | 8,745 | 5,000 |
| 900,000 – 1,000,000 | 8,000 | 1,776 | 9,776 | 5,000 |
| 3,000,001 – 5,000,000 | 10,000 | 2,000 | 12,000 | 5,000 |
The wallet-to-bank price stops climbing at TSh 5,000 and stays there for every band from TSh 500,000 to the TSh 5,000,000 ceiling. The agent price keeps climbing. Take TSh 1,000,000 out at a Wakala counter and the two charges add up to TSh 9,776; push the same TSh 1,000,000 to a bank account and Yas charges TSh 5,000. The gap is TSh 4,776 on a single withdrawal, and it exists purely because of which exit you choose.
Compare the two lists band by band and the bank route is cheaper at every single one, from TSh 10 against nothing at the smallest band to TSh 5,000 against TSh 12,000 at the largest. At TSh 10,000 it is TSh 1,000 against TSh 1,552; at TSh 100,000, TSh 3,500 against TSh 4,357. The agent counter is not a cheaper option for small withdrawals and a dearer one for large — it is the dearer option throughout, and the margin widens as the amount grows.
The caps that will stop a deposit before the sportsbook does
Yas states three limits on the same tariff page, all conditional on your registration being complete: you can deposit or receive up to TSh 10,000,000 in a day, withdraw or send up to TSh 5,000,000 in a day, and hold up to TSh 10,000,000 in the wallet at one time. A separate line gives the range for a payment made through Mixx — which is the menu item a sportsbook deposit goes through — as TSh 10 minimum to TSh 5,000,000 maximum.
Two of those numbers matter more than the headline. The TSh 5,000,000 daily send limit is the one that bounces a large deposit, not the TSh 10,000,000 figure most summaries quote. And the phrase “if your registration is complete” is doing real work: an account that has not finished registration sits under lower limits, which is the usual explanation when a deposit that worked last month does not work today.
The short code is *150*01#, and Yas publishes it as the Mixx menu for a Yas line; *150*21# covers customers on other networks reaching basic Kikoba functions. There is no betting-specific code. The merchant or paybill number you type inside the menu belongs to the sportsbook, changes without notice, and should be read off its own cashier screen rather than out of any guide.
The tax on your winnings changed on 1 July 2026
Section 34(1) of the Gaming Act, Cap. 41 imposes gaming tax on winnings at fifteen percent. Until this year, section 34(2) carved sports betting down to ten percent and land-based casino to twelve — the figures the Finance Act, 2022 put there, and the figures the Revised Edition 2023 of the Act still prints. Section 16(1)(b) of the Finance Act, 2026 deleted subsection (2) outright, and that Act commenced on 1 July 2026. From that date a Tanzanian sports-betting payout is taxed on the same line as everything else: 15% under Gaming Act, Cap. 41, section 34(1), as amended by section 16 of the Finance Act, 2026 (Act No. 2 of 2026), effective 1 July 2026.
Section 34(4) makes the licensee the withholding agent. It deducts at the time of payment and remits to the Commissioner by the seventh day of the following month, so a punter does not file anything. The practical consequence is that the figure you see on a cash-out screen is already net of the tax, and the wallet fee above is then charged on top of that net amount, not on the gross payout.
One detail is genuinely unsettled, and it is worth knowing which way it cuts. The Act defines a “winning” as the receipt of an amount of payment, which reads as the whole payout. The Tanzania Revenue Authority's own gaming-tax table describes the base for the winnings tax as net winnings, which is payout minus stake and is the base operators apply. That same TRA table still prints the pre-July rates, which is a good reason to read the Act rather than the summary. Our Tanzania betting sites guide carries a calculator that works on the net-winnings base and takes the rate from the same record this article does.
Check the licence while you are already in the cashier
You do not have to take an operator's word for this. The Gaming Board of Tanzania publishes its sports-betting licensees by company name and trade name, split between land-based and online. Read on 1 October 2026 it listed 8 land-based licensees and 33 online ones — among them Nexis Global Limited trading as Sport Pesa, Media Bay Limited as Betway, Choplife Gaming Limited as BetPawa, Katavi Gaming Limited as 1XBet and Entertainment Africa Limited as Premier Bet.
The useful column is the first one. A sportsbook's trade name is marketing; the company behind it is what holds the licence, and it is the name that will appear on a dispute. If the brand asking for your deposit is not on that register under any company name, the tax above is not being withheld on your behalf and there is no Gaming Board route for a stalled withdrawal. Our SportPesa review records what we read for that operator. Gaming Act No. 4 of 2003 and Gaming Act Cap. 41, incidentally, are the same statute: the chapter number comes from the revised edition.
M-Pesa Tanzania and Airtel Money
Mixx by Yas is one of three wallets a Tanzanian sportsbook will normally accept. The other two are M-Pesa Tanzania from Vodacom and Airtel Money. This article prices only the Mixx rail, because Yas is the provider whose current tariff tables we could read in full; the Vodacom and Airtel Tanzania price lists load in their apps and portals rather than on a readable page, and quoting a competitor's charges from memory is how guides end up printing a code that belongs to someone else. Take those two from the providers.
The structural point survives the gap, though: on every Tanzanian wallet the deposit side is cheap or free and the exit side is priced, so the rail you withdraw on is worth more attention than the one you deposit on.
Questions
Does Mixx by Yas charge me to deposit into a sportsbook?
Yas lists cash deposits into the wallet at no charge, between TSh 1,000 and TSh 5,000,000. Paying out of the wallet to a merchant is listed separately as TSh 10 to TSh 5,000,000 with the fee set by amount. The sportsbook may apply its own minimum, which is on its cashier page rather than in the Yas tariff.
Why did my large deposit fail when a smaller one worked?
Yas caps sending at TSh 5,000,000 a day and holding at TSh 10,000,000 at one time, and it states that those figures apply where registration is complete. An incomplete registration sits on lower limits. Dial *106# and choose 1 to check your registration details, or call Yas on 100.
Is Tigo Pesa still a separate wallet?
No. Tigo Pesa was renamed Mixx by Yas when Tigo and Zantel consolidated into Yas. Balances, history and the registered number carried over. A cashier menu that still lists Tigo Pesa is naming the same rail under a retired brand, which does not stop the deposit.
Sources
- Mixx by Yas customer tariffs, Tariff Guide July 2025, mixx.co.tz — agent cash-out fees and government levy by band, free cash deposit between TSh 1,000 and TSh 5,000,000, payment through Mixx TSh 10 to TSh 5,000,000, daily and balance limits. Read 1 October 2026.
- Mixx by Yas wallet-to-bank tariff poster, dated July 2025 and published January 2026, mixx.co.tz — the TSh 5,000 ceiling from the 500,000 band upward. Read 1 October 2026.
- Mixx by Yas frequently asked questions, mixx.co.tz —
*150*01#and*150*21#. Read 1 October 2026. - The Gaming Act, Cap. 41 (Revised Edition 2023), section 34, published by the Gaming Board of Tanzania at gamingboard.go.tz — fifteen percent on winnings, with the sports-betting and casino carve-outs in subsection (2), and the withholding-agent duties in subsection (4). Read 1 October 2026.
- The Finance Act, 2026 (Act No. 2 of 2026), Part VII section 16, published by the Tanzania Revenue Authority at tra.go.tz — deletion of section 34(2), with commencement on 1 July 2026 at section 2. Read 1 October 2026.
- Tanzania Revenue Authority gaming tax page, tra.go.tz — the net-winnings base, and a rate table that had not been updated for the July change. Read 1 October 2026.
- Gaming Board of Tanzania, licensed sports-betting operators, gamingboard.go.tz — 8 land-based and 33 online licensees by company name and trade name. Read 1 October 2026. An earlier version of this article cited SportPesa Tanzania's own terms for its licence; that page now redirects to a host that does not answer, so the register replaces it.
Correction, 1 October 2026. An earlier version of this article was built on a Mixx short-code migration, an operator-by-operator migration table and deposit timings, none of which we could substantiate. Those were removed on 30 September 2026. This version replaces them with the provider's published tariff and the statute.
